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Amarillo vs Lubbock for Rental Property Investing

Side-by-side comparison of Amarillo, TX and Lubbock, TX — cap rates, rent, prices, and investment metrics.

Amarillo wins 4–3 across key metrics
Amarillo leads on cash flow (4.66% vs 4.38% cap rate) · Lubbock leads on population growth
Metric
Amarillo, TX
Lubbock, TX
Est. Cap Rate
4.66%
4.38%
Median Home Price
$175,000
$185,000
Median Monthly Rent
$1,100
$1,120
1% Rule
0.63%
0.61%
GRM
13.3x
13.8x
Price / Income
3.4x
3.8x
Property Tax Rate
1.62%
1.65%
Vacancy Rate
6.1%
6%
Population Growth
0.7% / yr
1.1% / yr
Annual Appreciation
2.2%
2.4%
Population
200,810
264,560
Median Income
$51,800
$49,200

Amarillo vs Lubbock: Which Is Better for Investors?

Cash flow: Amarillo has the edge with an estimated cap rate of 4.66% compared to Lubbock's 4.38%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $175,000 in Amarillo vs $185,000 in Lubbock, while rents come in at $1,100/mo and $1,120/mo respectively.

Growth & appreciation: Lubbock is growing faster at 1.1% annually vs Amarillo's 0.7%. Lubbock leads on home value appreciation at 2.4% per year.

Costs & risk: Property taxes are 1.62% in Amarillo vs 1.65% in Lubbock. Vacancy rates of 6.1% and 6% are mixed — Lubbock has the tighter rental market.

Bottom line: Amarillo edges out Lubbock on most key metrics. While cap rates are moderate at 4.66%, Amarillo's overall profile is stronger. Use our free calculators to model specific deals in Amarillo or Lubbock.

Amarillo, TX
4.66% cap rate · $175,000 median · $1,100/mo
Full analysis →
Lubbock, TX
4.38% cap rate · $185,000 median · $1,120/mo
Full analysis →
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