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Cap Rate Analysis: Port St. Lucie, FL

Investment metrics, interactive calculators, and data-driven analysis for Port St. Lucie rental properties.

Challenging for pure cash flow
Based on $330,000 median price and $1,580/mo median rent
Est. Cap Rate
3.74%
1% Rule
0.48%
Fails
GRM
17.4x
Price / Income
5.7x

Market Data

Median Home Price$330,000
Median Monthly Rent$1,580
Property Tax Rate0.91%
Population231,790
Population Growth3.5% / yr
Median Household Income$57,600
Vacancy Rate5.1%
Annual Appreciation3.7%

Cap Rate Calculator — Port St. Lucie

Pre-filled with Port St. Lucie medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.91% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.11%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$10,265
net operating income
Gross Rent Multiplier
17.4x
High (>15)
1% Rule
0.48%
✗ Fails
Monthly Cash Flow
$855
before debt service
Annual Breakdown
Gross Rental Income$18,960
Less Vacancy−$967
Effective Income$17,993
Less Operating Expenses−$7,728
Net Operating Income$10,265

Cash-on-Cash Return — Port St. Lucie

Factor in financing to see your actual return on invested capital in Port St. Lucie.

$
$82,500
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-9.06%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$92,400
$82,500 down + $9,900 closing
Monthly Mortgage
$1,614
on $248K loan
Monthly Cash Flow
$-698
after all expenses
Annual Cash Flow
$-8,370
before taxes
Cash Flow Breakdown
Monthly Rent$1,580
Less Expenses−$664
Less Mortgage−$1,614
Monthly Cash Flow$-698

Is Port St. Lucie a Good Place to Invest in Rental Property?

Port St. Lucie, FL has a population of 231,790 and has been growing at 3.5% annually — well above the national average, signaling strong housing demand from population inflows. The median home price of $330,000 paired with median rents of $1,580/mo produces an estimated cap rate of 3.74%.

Property taxes at 0.91% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 5.1% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 5.7x, homes cost about 5.7 times the local median income of $57,600. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 3.7% annually. Above-average appreciation adds an equity component to total returns, though deals should still pencil on cash flow alone.

Bottom line: At current median prices, Port St. Lucie is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Run a BRRRR analysis for Port St. Lucie
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