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Cap Rate Analysis: North Charleston, SC

Investment metrics, interactive calculators, and data-driven analysis for North Charleston rental properties.

Moderate — source deals carefully
Based on $295,000 median price and $1,420/mo median rent
Est. Cap Rate
4.08%
1% Rule
0.48%
Fails
GRM
17.3x
Price / Income
6.1x

Market Data

Median Home Price$295,000
Median Monthly Rent$1,420
Property Tax Rate0.58%
Population118,000
Population Growth1.8% / yr
Median Household Income$48,600
Vacancy Rate5.5%
Annual Appreciation3.6%

Cap Rate Calculator — North Charleston

Pre-filled with North Charleston medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.58% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.44%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$10,139
net operating income
Gross Rent Multiplier
17.3x
High (>15)
1% Rule
0.48%
✗ Fails
Monthly Cash Flow
$845
before debt service
Annual Breakdown
Gross Rental Income$17,040
Less Vacancy−$937
Effective Income$16,103
Less Operating Expenses−$5,964
Net Operating Income$10,139

Cash-on-Cash Return — North Charleston

Factor in financing to see your actual return on invested capital in North Charleston.

$
$73,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-8.98%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$82,600
$73,750 down + $8,850 closing
Monthly Mortgage
$1,442
on $221K loan
Monthly Cash Flow
$-618
after all expenses
Annual Cash Flow
$-7,421
before taxes
Cash Flow Breakdown
Monthly Rent$1,420
Less Expenses−$596
Less Mortgage−$1,442
Monthly Cash Flow$-618

Is North Charleston a Good Place to Invest in Rental Property?

North Charleston, SC has a population of 118,000 and has been growing at 1.8% annually — above the national average, suggesting steady demand pressure on housing. The median home price of $295,000 paired with median rents of $1,420/mo produces an estimated cap rate of 4.08%.

Property taxes at 0.58% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 5.5% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 6.1x, homes cost about 6.1 times the local median income of $48,600. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 3.6% annually. Above-average appreciation adds an equity component to total returns, though deals should still pencil on cash flow alone.

Bottom line: North Charleston presents moderate opportunities. Cap rates near 4.08% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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