%
CapRateCity
Free cap rate calculators for every US market
← All markets

Cap Rate Analysis: Nashua, NH

Investment metrics, interactive calculators, and data-driven analysis for Nashua rental properties.

Challenging for pure cash flow
Based on $395,000 median price and $1,720/mo median rent
Est. Cap Rate
2.40%
1% Rule
0.44%
Fails
GRM
19.1x
Price / Income
5.5x

Market Data

Median Home Price$395,000
Median Monthly Rent$1,720
Property Tax Rate1.82%
Population91,000
Population Growth0.6% / yr
Median Household Income$72,400
Vacancy Rate4%
Annual Appreciation2.7%

Cap Rate Calculator — Nashua

Pre-filled with Nashua medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.82% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
1.85%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$7,322
net operating income
Gross Rent Multiplier
19.1x
High (>15)
1% Rule
0.44%
✗ Fails
Monthly Cash Flow
$610
before debt service
Annual Breakdown
Gross Rental Income$20,640
Less Vacancy−$826
Effective Income$19,814
Less Operating Expenses−$12,492
Net Operating Income$7,322

Cash-on-Cash Return — Nashua

Factor in financing to see your actual return on invested capital in Nashua.

$
$98,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-10.13%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$110,600
$98,750 down + $11,850 closing
Monthly Mortgage
$1,931
on $296K loan
Monthly Cash Flow
$-933
after all expenses
Annual Cash Flow
$-11,200
before taxes
Cash Flow Breakdown
Monthly Rent$1,720
Less Expenses−$722
Less Mortgage−$1,931
Monthly Cash Flow$-933

Is Nashua a Good Place to Invest in Rental Property?

Nashua, NH has a population of 91,000 and has been growing at 0.6% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $395,000 paired with median rents of $1,720/mo produces an estimated cap rate of 2.40%.

Property taxes at 1.82% are notably high and represent a significant drag on cash flow — model this expense carefully, as it can make or break a deal. The vacancy rate of 4% is impressively low, indicating tight rental supply and strong tenant demand — favorable for landlords.

At a price-to-income ratio of 5.5x, homes cost about 5.5 times the local median income of $72,400. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.7% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Nashua is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Run a BRRRR analysis for Nashua
Model a buy-rehab-refinance deal with Nashua data pre-loaded.
Open BRRRR Calculator →