%
CapRateCity
Free cap rate calculators for every US market
← All markets

Cap Rate Analysis: Nampa, ID

Investment metrics, interactive calculators, and data-driven analysis for Nampa rental properties.

Challenging for pure cash flow
Based on $345,000 median price and $1,380/mo median rent
Est. Cap Rate
3.15%
1% Rule
0.40%
Fails
GRM
20.8x
Price / Income
6.6x

Market Data

Median Home Price$345,000
Median Monthly Rent$1,380
Property Tax Rate0.65%
Population112,200
Population Growth3.2% / yr
Median Household Income$52,400
Vacancy Rate4.2%
Annual Appreciation2.5%

Cap Rate Calculator — Nampa

Pre-filled with Nampa medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.65% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
2.69%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$9,264
net operating income
Gross Rent Multiplier
20.8x
High (>15)
1% Rule
0.40%
✗ Fails
Monthly Cash Flow
$772
before debt service
Annual Breakdown
Gross Rental Income$16,560
Less Vacancy−$696
Effective Income$15,864
Less Operating Expenses−$6,600
Net Operating Income$9,264

Cash-on-Cash Return — Nampa

Factor in financing to see your actual return on invested capital in Nampa.

$
$86,250
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-11.02%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$96,600
$86,250 down + $10,350 closing
Monthly Mortgage
$1,687
on $259K loan
Monthly Cash Flow
$-887
after all expenses
Annual Cash Flow
$-10,642
before taxes
Cash Flow Breakdown
Monthly Rent$1,380
Less Expenses−$580
Less Mortgage−$1,687
Monthly Cash Flow$-887

Is Nampa a Good Place to Invest in Rental Property?

Nampa, ID has a population of 112,200 and has been growing at 3.2% annually — well above the national average, signaling strong housing demand from population inflows. The median home price of $345,000 paired with median rents of $1,380/mo produces an estimated cap rate of 3.15%.

Property taxes at 0.65% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 4.2% is impressively low, indicating tight rental supply and strong tenant demand — favorable for landlords.

At a price-to-income ratio of 6.6x, homes cost about 6.6 times the local median income of $52,400. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 2.5% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Nampa is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

Run a BRRRR analysis for Nampa
Model a buy-rehab-refinance deal with Nampa data pre-loaded.
Open BRRRR Calculator →