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Wilmington vs Durham for Rental Property Investing

Side-by-side comparison of Wilmington, NC and Durham, NC — cap rates, rent, prices, and investment metrics.

Wilmington wins 5–1 across key metrics
Wilmington leads on cash flow (3.54% vs 3.43% cap rate)
Metric
Wilmington, NC
Durham, NC
Est. Cap Rate
3.54%
3.43%
Median Home Price
$340,000
$345,000
Median Monthly Rent
$1,520
$1,520
1% Rule
0.45%
0.44%
GRM
18.6x
18.9x
Price / Income
6.4x
5.5x
Property Tax Rate
0.76%
0.8%
Vacancy Rate
5%
4.8%
Population Growth
1.8% / yr
1.8% / yr
Annual Appreciation
3.7%
3.4%
Population
125,948
292,680
Median Income
$52,800
$62,400

Wilmington vs Durham: Which Is Better for Investors?

Cash flow: Wilmington has the edge with an estimated cap rate of 3.54% compared to Durham's 3.43%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $340,000 in Wilmington vs $345,000 in Durham, while rents come in at $1,520/mo and $1,520/mo respectively.

Growth & appreciation: Wilmington is growing faster at 1.8% annually vs Durham's 1.8%. Wilmington leads on home value appreciation at 3.7% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.76% in Wilmington vs 0.8% in Durham. Vacancy rates of 5% and 4.8% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Wilmington edges out Durham on most key metrics. While cap rates are moderate at 3.54%, Wilmington's overall profile is stronger. Use our free calculators to model specific deals in Wilmington or Durham.

Wilmington, NC
3.54% cap rate · $340,000 median · $1,520/mo
Full analysis →
Durham, NC
3.43% cap rate · $345,000 median · $1,520/mo
Full analysis →
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