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Richmond vs Chesapeake for Rental Property Investing

Side-by-side comparison of Richmond, VA and Chesapeake, VA — cap rates, rent, prices, and investment metrics.

Richmond wins 5–1 across key metrics
Richmond leads on cash flow (3.66% vs 3.61% cap rate)
Metric
Richmond, VA
Chesapeake, VA
Est. Cap Rate
3.66%
3.61%
Median Home Price
$320,000
$345,000
Median Monthly Rent
$1,480
$1,580
1% Rule
0.46%
0.46%
GRM
18.0x
18.2x
Price / Income
6.3x
4.4x
Property Tax Rate
0.82%
0.82%
Vacancy Rate
4.9%
4.8%
Population Growth
1.1% / yr
0.9% / yr
Annual Appreciation
3.4%
3%
Population
229,233
252,000
Median Income
$50,400
$78,200

Richmond vs Chesapeake: Which Is Better for Investors?

Cash flow: Richmond has the edge with an estimated cap rate of 3.66% compared to Chesapeake's 3.61%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $320,000 in Richmond vs $345,000 in Chesapeake, while rents come in at $1,480/mo and $1,580/mo respectively.

Growth & appreciation: Richmond is growing faster at 1.1% annually vs Chesapeake's 0.9%. Richmond leads on home value appreciation at 3.4% per year.

Costs & risk: Property taxes are 0.82% in Richmond vs 0.82% in Chesapeake. Vacancy rates of 4.9% and 4.8% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Richmond edges out Chesapeake on most key metrics. While cap rates are moderate at 3.66%, Richmond's overall profile is stronger. Use our free calculators to model specific deals in Richmond or Chesapeake.

Richmond, VA
3.66% cap rate · $320,000 median · $1,480/mo
Full analysis →
Chesapeake, VA
3.61% cap rate · $345,000 median · $1,580/mo
Full analysis →
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