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Jacksonville vs Tampa for Rental Property Investing

Side-by-side comparison of Jacksonville, FL and Tampa, FL — cap rates, rent, prices, and investment metrics.

Tampa wins 4–3 across key metrics
Jacksonville leads on cash flow (3.76% vs 3.75% cap rate) · Tampa leads on population growth
Metric
Jacksonville, FL
Tampa, FL
Est. Cap Rate
3.76%
3.75%
Median Home Price
$310,000
$365,000
Median Monthly Rent
$1,480
$1,720
1% Rule
0.48%
0.47%
GRM
17.5x
17.7x
Price / Income
5.3x
6.2x
Property Tax Rate
0.86%
0.83%
Vacancy Rate
5.4%
4.8%
Population Growth
1.7% / yr
1.9% / yr
Annual Appreciation
3.6%
4.2%
Population
985,843
404,636
Median Income
$58,200
$58,700

Jacksonville vs Tampa: Which Is Better for Investors?

Cash flow: Jacksonville has the edge with an estimated cap rate of 3.76% compared to Tampa's 3.75%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $310,000 in Jacksonville vs $365,000 in Tampa, while rents come in at $1,480/mo and $1,720/mo respectively.

Growth & appreciation: Tampa is growing faster at 1.9% annually vs Jacksonville's 1.7%. Tampa leads on home value appreciation at 4.2% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.86% in Jacksonville vs 0.83% in Tampa. Vacancy rates of 5.4% and 4.8% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Tampa edges out Jacksonville on most key metrics. While cap rates are moderate at 3.75%, Tampa's overall profile is stronger. Use our free calculators to model specific deals in Jacksonville or Tampa.

Jacksonville, FL
3.76% cap rate · $310,000 median · $1,480/mo
Full analysis →
Tampa, FL
3.75% cap rate · $365,000 median · $1,720/mo
Full analysis →
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