%
CapRateCity
Free cap rate calculators for every US market
← All comparisons

Fort Wayne vs Bloomington for Rental Property Investing

Side-by-side comparison of Fort Wayne, IN and Bloomington, IN — cap rates, rent, prices, and investment metrics.

Bloomington wins 4–3 across key metrics
Fort Wayne leads on cash flow (4.95% vs 4.18% cap rate) · Bloomington leads on population growth
Metric
Fort Wayne, IN
Bloomington, IN
Est. Cap Rate
4.95%
4.18%
Median Home Price
$185,000
$235,000
Median Monthly Rent
$1,080
$1,200
1% Rule
0.58%
0.51%
GRM
14.3x
16.3x
Price / Income
3.8x
6.1x
Property Tax Rate
0.85%
0.83%
Vacancy Rate
5.8%
5.2%
Population Growth
0.7% / yr
0.8% / yr
Annual Appreciation
2.5%
2.6%
Population
270,402
87,000
Median Income
$48,600
$38,400

Fort Wayne vs Bloomington: Which Is Better for Investors?

Cash flow: Fort Wayne has the edge with an estimated cap rate of 4.95% compared to Bloomington's 4.18%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $185,000 in Fort Wayne vs $235,000 in Bloomington, while rents come in at $1,080/mo and $1,200/mo respectively.

Growth & appreciation: Bloomington is growing faster at 0.8% annually vs Fort Wayne's 0.7%. Bloomington leads on home value appreciation at 2.6% per year.

Costs & risk: Property taxes are 0.85% in Fort Wayne vs 0.83% in Bloomington. Vacancy rates of 5.8% and 5.2% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Bloomington edges out Fort Wayne on most key metrics. While cap rates are moderate at 4.18%, Bloomington's overall profile is stronger. Use our free calculators to model specific deals in Fort Wayne or Bloomington.

Fort Wayne, IN
4.95% cap rate · $185,000 median · $1,080/mo
Full analysis →
Bloomington, IN
4.18% cap rate · $235,000 median · $1,200/mo
Full analysis →
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.