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Fishers vs Lafayette for Rental Property Investing

Side-by-side comparison of Fishers, IN and Lafayette, IN — cap rates, rent, prices, and investment metrics.

Fishers wins 4–3 across key metrics
Lafayette leads on cash flow (4.61% vs 3.59% cap rate) · Fishers leads on population growth
Metric
Fishers, IN
Lafayette, IN
Est. Cap Rate
3.59%
4.61%
Median Home Price
$370,000
$195,000
Median Monthly Rent
$1,680
$1,080
1% Rule
0.45%
0.55%
GRM
18.4x
15.0x
Price / Income
3.6x
4.2x
Property Tax Rate
0.84%
0.85%
Vacancy Rate
4%
5.8%
Population Growth
2.2% / yr
0.6% / yr
Annual Appreciation
3.1%
2.4%
Population
104,000
73,000
Median Income
$104,000
$46,200

Fishers vs Lafayette: Which Is Better for Investors?

Cash flow: Lafayette has the edge with an estimated cap rate of 4.61% compared to Fishers's 3.59%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $370,000 in Fishers vs $195,000 in Lafayette, while rents come in at $1,680/mo and $1,080/mo respectively.

Growth & appreciation: Fishers is growing faster at 2.2% annually vs Lafayette's 0.6%. Fishers leads on home value appreciation at 3.1% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.84% in Fishers vs 0.85% in Lafayette. Vacancy rates of 4% and 5.8% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Fishers edges out Lafayette on most key metrics. While cap rates are moderate at 3.59%, Fishers's overall profile is stronger. Use our free calculators to model specific deals in Fishers or Lafayette.

Fishers, IN
3.59% cap rate · $370,000 median · $1,680/mo
Full analysis →
Lafayette, IN
4.61% cap rate · $195,000 median · $1,080/mo
Full analysis →
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