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Des Moines vs Iowa City for Rental Property Investing

Side-by-side comparison of Des Moines, IA and Iowa City, IA — cap rates, rent, prices, and investment metrics.

Des Moines wins 5–2 across key metrics
Des Moines leads on cash flow (3.88% vs 3.33% cap rate)
Metric
Des Moines, IA
Iowa City, IA
Est. Cap Rate
3.88%
3.33%
Median Home Price
$215,000
$245,000
Median Monthly Rent
$1,180
$1,200
1% Rule
0.55%
0.49%
GRM
15.2x
17.0x
Price / Income
3.8x
5.0x
Property Tax Rate
1.52%
1.48%
Vacancy Rate
5.8%
4.5%
Population Growth
0.7% / yr
0.6% / yr
Annual Appreciation
2.7%
2.5%
Population
214,133
74,000
Median Income
$56,200
$48,600

Des Moines vs Iowa City: Which Is Better for Investors?

Cash flow: Des Moines has the edge with an estimated cap rate of 3.88% compared to Iowa City's 3.33%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $215,000 in Des Moines vs $245,000 in Iowa City, while rents come in at $1,180/mo and $1,200/mo respectively.

Growth & appreciation: Des Moines is growing faster at 0.7% annually vs Iowa City's 0.6%. Des Moines leads on home value appreciation at 2.7% per year.

Costs & risk: Property taxes are 1.52% in Des Moines vs 1.48% in Iowa City. Vacancy rates of 5.8% and 4.5% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Des Moines edges out Iowa City on most key metrics. While cap rates are moderate at 3.88%, Des Moines's overall profile is stronger. Use our free calculators to model specific deals in Des Moines or Iowa City.

Des Moines, IA
3.88% cap rate · $215,000 median · $1,180/mo
Full analysis →
Iowa City, IA
3.33% cap rate · $245,000 median · $1,200/mo
Full analysis →
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